Michael Kenyon NMLS 187063

Michael Kenyon NMLS 187063 NMLS ID # 187063 Company NMLS ID # 2229 (www.nmlsconsumeraccess.org)
As a direct lender, we control the process from start to finish; we make the loan decision. The majority of our loans are processed, underwritten, and closed in-house. Our veteran team of loan officers and professional personnel are equipped with a level of experience that is second to none.
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NMLS ID # 187063 Company NMLS ID # 56323 McLean NMLS # 320939 (www.nmlsconsumeraccess.org)

05/26/2020

I’m back! It’s great to see you all again. I have a good excuse, but you’ll have to watch the video to find out. Happy Memorial Day, and thank you to the Veterans who serve and represent us so well! Lastly, what’s been going on and what can we expect here in the future?

#UHMLeesburg #unionhomemortgage #UHMPartners #rates #mortgage #interest #firsttimehomebuyer #FTHB #refi #refinance #interestrates #fha #mortgages #va #conventional #mortgagerates #realtor #housingmarket #homeloans #dcrealestate #valoans #firsttimehomebuyers #refinancing #fhaloans #buyingahome #homebuyingprocess #mortgageadvice #valoan #loanofficers #purchase #realtors #realestatemarket #nova #dmv #maryland #dc #washingtondc #virginia #md #dcmetro #leesburg #leesburg #loudouncounty #loudoun #fhastreamline #vairrl

05/11/2020
What’s on tap for this week?

Market data & events, stay at home orders, businesses opening, and slowly getting back to normal life.

#UHMLeesburg #UnionHomeMortgage #rates #mortgage #interest #firsttimehomebuyer #FTHB #refi #refinance #interestrates #FHA #mortgages #VA #conventional #mortgagerates #realtor #housingmarket #homeloans #dcrealestate #VALoans #firstimehomebuyers #refinancing #NOVA #DMV #washingtondc #maryland #virginia #dcmetro #leesburg #loudoun #loudouncounty

05/11/2020

Market data & events, stay at home orders, businesses opening, and slowly getting back to normal life.

#UHMLeesburg #UnionHomeMortgage #rates #mortgage #interest #firsttimehomebuyer #FTHB #refi #refinance #interestrates #FHA #mortgages #VA #conventional #mortgagerates #realtor #housingmarket #homeloans #dcrealestate #VALoans #firstimehomebuyers #refinancing #NOVA #DMV #washingtondc #maryland #virginia #dcmetro #leesburg #loudoun #loudouncounty

04/30/2020

These past few weeks and months have been interesting to say the least. We continue to see things change weekly, and daily. The Fed has instituted emergency measures. States are now starting to phase in their reopening plans. We just had a breakthrough in treatment. It’s starting to look like we turned the corner. #UHMLeesburg #UnionHomeMortgage #rates #mortgage #interest #firsttimehomebuyer #FTHB #refi #refinance #interestrates #mortgages #mortgagerates #fha #conventional #homeloans #valoans #dcrealestate #firsttimehomebuyers #refinancing #realtor #housingmarket #buyingahome #homebuyingprocess #fhaloans #mortgageadvice #loanofficers #purchase #realtors #valoan #va #nova #dmv #maryland #dc #realestate #virginia #washingtondc #mortgagespecialist #realestatemarket #md #dcmetro #leesburg #loudouncounty #loudoun #fhastreamline #vairrl

04/21/2020

As stay at home orders remain in place, how long can the economy hold on? What progress has been made, and what can we expect in the near term? Just my thoughts. Nothing else. #COVID19 #coronavairus #UHMLeesburg #UnionHomeMortgage #rates #mortgage #interest #firsttimehomebuyer #FTHB #refi #refinance #interestrates #mortgagerates #fha #mortgages #conventional #realtor #homeloans #dcrealestate #valoans #firsttimehomebuyers #refinancing #fhaloans #valoan #loudouncounty #nova #dmv #maryland #virginia #dcmetro #DC #VA

04/21/2020

As stay at home orders remain in place, how long can the economy hold on? What progress has been made, and what can we expect in the near term? Just my thoughts. Nothing else. #COVID19 #coronavairus #UHMLeesburg #UnionHomeMortgage #rates #mortgage #interest #firsttimehomebuyer #FTHB #refi #refinance #interestrates #mortgagerates #fha #mortgages #conventional #realtor #homeloans #dcrealestate #valoans #firsttimehomebuyers #refinancing #fhaloans #valoan #loudouncounty #nova #dmv #maryland #virginia #dcmetro #DC #VA

04/14/2020
We’re Hiring! Need Underwriters and Processors!

Big Changes!!! Normally I would not do videos in consecutive days but this is important.

Chase - Now minimum 700 Fico/20% equity position. Credit is tightening, we have many more options, especially for our DC Metro market and for those of you in Denver Metro as well.

We’re Hiring - Because we have high volume, we need quality Loan Processors and Underwriters! If you’re looking or considering a career change let me know.

703-380-3149 c
[email protected]

#UHMLeesburg #UnionHomeMortgage #underwriter #underwriting #underwriters #mortgageunderwriter #loanprocessor #loanprocessors #mortgageloanprocessor #jobs #hiting #rates #mortgage #interest #firsttimehomebuyer #FTHB #refi #refinance # #mortgages #interestrates #mortgagerates #fha #conventional #valoans #refinancing #firsttimehomebuyers #dcrealestate #loudouncounty #nova #dcmetro #DMV

04/14/2020

Big Changes!!! Normally I would not do videos in consecutive days but this is important.

Chase - Now minimum 700 Fico/20% equity position. Credit is tightening, we have many more options, especially for our DC Metro market and for those of you in Denver Metro as well.

We’re Hiring - Because we have high volume, we need quality Loan Processors and Underwriters! If you’re looking or considering a career change let me know.

703-380-3149 c
[email protected]

#UHMLeesburg #UnionHomeMortgage #underwriter #underwriting #underwriters #mortgageunderwriter #loanprocessor #loanprocessors #mortgageloanprocessor #jobs #hiting #rates #mortgage #interest #firsttimehomebuyer #FTHB #refi #refinance # #mortgages #interestrates #mortgagerates #fha #conventional #valoans #refinancing #firsttimehomebuyers #dcrealestate #loudouncounty #nova #dcmetro #DMV

04/13/2020
4/13 - 4/17/2020

Little late in posting so I apologize. The selling pressure continued and the Fed didn't provide much of a backstop to the rising rates.

Mortgage bond prices were negative this morning (-47bps FHA/VA, -32bps Conv.) which put upward pressure on rates. The DOW was down over 300 points at pricing, over 450 when I recorded this video. You could almost say it was a quiet day compared to the recent past. There was no data this morning, and the first piece hits Wednesday with Retail Sales. Expect a decline.

Stock futures are lower and oil prices are flat this morning after reports indicate OPEC+ reached a deal to cut production amid the global economic shutdown.

The Fed is scheduled to continue their MBS purchases. I do believe them when they state the desire to push and keep rates low. However, I expect them to do so in a more calculated manner aiming to calm markets rather than scare them. #UHMLeesburg #UnionHomeMortgage #rates #mortgage #interest #interestrates #firsttimehomebuyer #FTHB #refi #refinance #fha #va #conventional #mortgagerates #valoans #refinancing #firsttimehomebuyers #dcrealestate #valoan #fhastreamline #vairrl #purchase #realtor #loudouncounty #nova #dmv #washingtondc #virginia #maryland #dc #dcmetro #leesburg #loudoun

04/13/2020

What should we expect this week?

04/06/2020

Little different than in weeks past. We’re going to be in this for a while, so I just wanted to bring you my thoughts on where we are and where we’re going. Hope this helps! ##flattenthecurve #Coronavirus #Covid19 #UHMLeesburg #UnionHomeMortgage #rates #mortgage #interest #firsttimehomebuyer #FTHB #refi #refinance #mortgages #interestrates #fha #mortgagerates #valoans #refinancing #firsttimehomebuyers #mortgageadvice #dcrealestate #homebuyingprocess #loudouncounty #Leesburg #nova #dmv #conventional #DC #DCMetro #VA #MD

03/31/2020

Monthly recap time. It’s been a while since I did a video, and man oh man has the world changed. I tried to give as much info as I could in as short a video as I could. Hopefully this helps all of you in some manner. Be safe, we’re all in this together, and let’s #flattenthecurve so our doctors, nurses, and healthcare workers can do their job. #coronavirus #covid19 #UHMLeesburg #unionhomemortgage #rates #mortgage #interest #firsttimehomebuyer #FTHB #refi #refinance #FHA #fhastreamline #VA #VALoans #VAIRRL #dcrealestate #MD #maryland #DC #washingtondc #virginia #NOVA #DMV #loudouncounty #Leesburg

Michael Kenyon NMLS 187063's cover photo
03/25/2020

Michael Kenyon NMLS 187063's cover photo

03/09/2020

Rates! Refinance! You need to do this and you need to do it now. If your rate starts with a 4, or you’re in an FHA or VA loan let’s connect... 703-380-3149 (c) or [email protected]. I'm licensed in VA, MD, DC, NC, and CO. I can lend throughout those states. #UHMLeesburg #UnionHomeMortgage #rates #mortgage #interest #firsttimehomebuyer #FTHB #refi #refinance

03/04/2020

Not to sound like a broken record, but you need to refinance! 703-380-3149 is my cell. Call or text me! [email protected] works too! Everyone I’ve spoken with is shocked at the savings we can give them, and close you quick! #UHMLeesburg #UnionHomeMortgage #rates #mortgage #refi #refinance #FHA #VA #conventional #FHAstreamline #VAIRRRL #Virginia #DC #NorthCarolina #NC #MD #Maryland #CO #Colorado

03/03/2020

You need to refinance! If you have a rate that starts with a 4 you need to call me at 703-380-3149 or email me at [email protected]. If you have an FHA or VA loan, you need to call me. #UHMLeesburg #UnionHomeMortgage #rates #mortgage #interest #FHA #VA #VAIRRL #FHAstreamline #conventional #refinance

02/28/2020

Monthly Recap time! What changed from January? What did we learn in February? What do we have to look forward to in March? #UHMLeesburg #UnionHomeMortgage #firsttimehomebuyers #mortgagerates #refinance #homeloans #fha #conventional #valoans #housingmarket #springmarket #realtor #loudoun #loudouncounty

02/24/2020

What’s on tap this week? Spring market is in full swing, international events are helping rates, and 10 reports this week could drive rate direction #UHMLeesburg #UnionHomeMortgage #rates #mortgage #interest #firsttimehomebuyer #FTHB #refi #refinance #interestrates #mortgages #housingmarket #springmarket #loans #fha #conventional #mortgagerates #homeloans #valoans #firsttimehomebuyers #homemortgage #marketupdates #loudouncounty #leesburg #financing #homebuyers #realestatemarket #homesales #mortgage #loudoun

02/18/2020

Short week, I hope you got a chance to recharge yesterday! This week is kind of light. Expect the Philly Fed Survey and Coronavirus to have the biggest impact on rates this week. #UHMLeesburg #UnionHomeMortgage #rates #mortgage #interest #firsttimehomebuyer #FTHB #refi #refinance #interestrates #mortgages #housingmarket #veteran #mortgagerates #realtor #financing #realestate #homeloans #firsttimehomebuyers #rate #fha #homebuyers #springmarket #interestrate #valoans #conventionalloans

02/10/2020

What’s going on this week? Bond auctions and backloaded data. Spring market is picking up so call us for a quick consultation so we can get you out there and ratified! #UHMLeesburg #UnionHomeMortgage #rates #mortgage #interest #firsttikehomebuyer #FTHB #refi #refinance #conventional #FHA #VA #springmarket #realestate

02/03/2020

What’s going on this week... 3 days of jobs data starts Wednesday with the BLS report being the heavy hitter on Friday. Since it’s a light week in terms of the volume of reports, expect the DOW and Coronavirus to continue to have influence #UHMLeesburg #UnionHomeMortgage #rates #mortgage #interest #firsttimehomebuyer #FTHB #refi #refinance #interestrates #mortgagerates #mortgages #fha #conventional #valoans #valoan #firsttimehomebuyers #fhaloans #fhaloan #homemortgage #housingmarket #va #rate #interestrate #financing #marketupdates #loudouncounty #conventionalloan #veteran #leesburg

01/31/2020

We’re already through January, 2020. The year is moving along very quickly! What took place this month and what do we have coming up in February? You’ll have to watch to find out...

01/27/2020

What’s going on in the market this week? Fed Meeting, Coronavirus impact and more...

#UHMLeesburg #UnionHomeMortgage #rates #mortgage #interest #firsttimehomebuyer #FTHB #refi #refinance #interestrates #mortgages #mortgagerates #housingmarket #fha #valoans #firsttimehomebuyers #valoan #conventional #fhaloans #homemortgage #financing #va #marketupdates #loudouncounty #conventionalloan #realestate #veteran #vairrl

01/21/2020

MBS prices were positive this morning (+3bps FHA/VA, +15bps Conv.) which held rates in check. No data this morning and only 4 reports/events this week so expect rates to be DOW driven. #rates #mortgage #interest #firsttimehikebuyer #FTHB #refi #refinance #interestrates #mortgages #mortgagerates #fha #valoans #firsttimehomebuyers #fhaloans #conventional #housingmarket #marketupdates #conventionalloan

Thank you King Street Oyster Bar and SideBar for the hospitality! #UHMLeesburg #UnionHomeMortgage
01/17/2020

Thank you King Street Oyster Bar and SideBar for the hospitality! #UHMLeesburg #UnionHomeMortgage

Thank you to those that braved the cold and wind for coming out! Really enjoying our time with the friends and UHM Partn...
01/17/2020

Thank you to those that braved the cold and wind for coming out! Really enjoying our time with the friends and UHM Partners at our Grand Opening Bar Crawl! #UHMLeesburg #UnionHomeMortgage

01/16/2020

Final push! Grand Opening of our Leesburg, VA is tonight! Looking forward to seeing everyone who plans on coming out! #UHMLeesburg #UnionHomeMortgage #GrandOpening #KingStreetOysterBar #SideBar #14Loudoun #Leesburg #LeesburgVA #purcellville #purcellvilleva #Ashburn #AshburnVA

01/13/2020

Our Grand Opening of our Leesburg office is this Thursday! Please RSVP to [email protected] if you haven’t already done so. We have a fun night planned with a bar crawl, a giveaway, and a donation to charity! #UHMLeesburg #UnionHomeMortgage #kingstreetoysterbar #SideBar #14loudoun #grandopening #leesburg #leesburgva #loudouncounty #loudouncountyva #loudoun #loveloudoun #purcellville #purcellvilleva #ashburn #ashburnva #brambelton #brambletonva

It’s always nice to get a great review! #UHMLeesburg #UnionHomeMortgage
01/09/2020

It’s always nice to get a great review! #UHMLeesburg #UnionHomeMortgage

01/06/2020

It’s a busy day and week! US Treasury bond auctions, 3 days of job reports (starting Wednesday), the China trade deal, and now Iran will all impact rates. The good news is we have our Grand Opening next Thursday! #rates #mortgage #interest #firsttimehomebuyer #FTHB #refi #refinance #grandopening #Loudoun #Leesburg #LeesburgVA #LoudounCountyVA #Ashburn #Brambleton #Purcellville #Sterling #KingStreetOysterBar #SideBar #14Loudoun

Michael Kenyon NMLS 187063's cover photo
01/03/2020

Michael Kenyon NMLS 187063's cover photo

01/02/2020

Happy New Year everyone! Put it in your calendar, our Grand Opening is Thursday, January 16th from 7-10pm. Details in the video! Please join us, we’d love to meet you! #UHMLeesburg #unionhomemortgage #kingstreetoysterbar #sidebarleesburg #14loudoun #leesburg #leesburgva #loudoun #loudouncounty #loudouncountyva #loveloudoun #ashburn #ashburnva #purcellville #purcellvilleva #brambelton #brambeltonva #sterling #sterlingva #grandopening

12/30/2019

Happy Holidays Everyone! Big announcement for our next community event! You’ll have to watch to find out! #UHMLeesburg #unionhomemortgage #kingstreetoysterbar #sidebar #14Loudoun #GrandOpening #prize #giveaway #donation #charity #loudouncounty #loudouncountyva #loveloudoun #leesburgva #leesburg #ashburnva #ashburn #purcellvilleva #purcellville #sterlingva #loudounladies #loudounbiz #loudounlocal #loudounbusiness

12/23/2019

Happy holidays everyone! #UHMLeeesburg #unionhomemortgage #rates #mortgage #interest #FTHB #firsttimehomebuyer #refi #refinance #valoan #marketupdates #fhaloan #conventionalloan #homemortgage #valoans #mortgagerates #fhaloans #FHA #interestrate #mortgages #firsttimehomebuyers #financing #residential #VA #happyholidays #happyholidays2019 #happyhanukkah #merrychristmas2019 #merrychristmas #happykwanza

12/23/2019

Happy holidays everyone! #UHMLeeesburg #unionhomemortgage #rates #mortgage #interest #FTHB #firsttimehomebuyer #refi #refinance #valoan #marketupdates #fhaloan #conventionalloan #homemortgage #valoans #mortgagerates #fhaloans #FHA #interestrate #mortgages #firsttimehomebuyers #financing #residential #VA #happyholidays #happyholidays2019 #happyhanukkah #merrychristmas2019 #merrychristmas #happykwanza

Address

113 E Market Street #120
Leesburg, VA
20176

General information

Union Home Mortgage offers competitive pricing with cutting edge programs and technology to meet all your home buying needs. We offer a complete menu of options from conventional to VA and FHA loans; jumbo and super jumbo loans; construction and renovation loans and bridge loans. We also originate purchase money second trusts and home equity lines of credit. If you are looking to refinance, Union Home Mortgage can streamline the process and cut through the red tape and get you closed more efficiently than any other mortgage company. That’s our promise!

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Michael Kenyon NMLS 187063

CO 100512176 | DC MLO187063 | MD 20078 | VA MLO-2997VA. UHM 2229. Union Home Mortgage Corp. Equal Housing Lender. nmlsconsumeraccess.org

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Comments

Hey realtors, title companies, insurance agents, and other referral partners... on February 27th I'll be volunteering at Women Giving Back, a local charity here in Loudoun County that helps women and children in crisis. If you can join, that would be great! Hope to see you there!
One of our early changes as we ramp up our marketing is branding. I never really went out of my way to brand myself. One of the early steps in putting all of that together is coming up with a logo. We might be a little late to the game, but I really like the look of it. Let us know what you think!
If you still haven't refinanced the window is closing. This is something you should look into if any of these 5 scenarios apply to you. Give me a call or shoot me an email, I'm happy to help out!
My most recent article for Forbes provides a little more detail to other money saving areas of the home buying process.
A few experts (including yours truly) weigh in on how to set your budget if you're a first-time home buyer....
Check out my first article for Forbes.com...
Forbes Real Estate Council asked industry experts what practices they'd like to see go away. My comments are on page 2 (no offense North Dakota).
The Fed raising rates has a far reaching impact. You may think that because you're not buying a home it doesn't effect you. That's not the case. Car loans, credit cards, etc., are effected as well.
Conforming and high-balance conforming loan limits will increase for 2018! This is great news! The new limits will be $453,100 (conforming) and $679,650 (high-balance). There is still more information to be released, however, if you're looking to purchase or refinance in 2018 things may have just improved for you. Feel free to reach out to me if you have any questions or concerns. I'm happy to help!
My beautiful baby girl
You have a lot of lenders to choose from when you're purchasing or refinancing your home. It just so happens that we are one of the best in the DC Metro area. If you have any questions about your home loan scenario, please feel free to reach out. I'm happy to help.