SOME home security systems will actually help you qualify for additional discounts on your homeowners policy. 🏠
To get the specifics, let's chat.
Insurance agent that is licensed in DC, MD, VA and WVA. I’ve gotten to know many local families as an Allstate agent in Broadlands. I enjoy being a part of the community, and building local relationships is one of the best parts of my job.
I look forward to getting to know you and helping you to find the solutions that meet your needs.I’m committed to helping Broadlands residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I’m available to answer your questions. If you’re already a customer, I’m ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call, email, or visit my agency in Broadlands today.
SOME home security systems will actually help you qualify for additional discounts on your homeowners policy. 🏠
To get the specifics, let's chat.
Today, we honor all current and former members of the Armed Services.
If you are a veteran, thank you for your service and your sacrifice! 🇺🇸
Thanksgiving is the perfect time to talk turkey about life insurance. Let's find the right plan that will fit your family and your budget. Call me today.
Can you believe it?
Thanksgiving is about two weeks away, and then the hustle and bustle of the holiday season will be upon us.
If we haven't done so recently, let's set up a time to review your existing policies.
Because ensuring that your insurance program is optimized to fit your current needs is important.
✳️ Have you had a change in marital status, employment, or with children entering or leaving home?
✳️Would you like a second opinion on policies you may have with other insurance carriers?
✳️ Are you receiving all of the discounts you are entitled to?
These are just a few reasons for us to chat.
Let's set up a time to talk about what matters to YOU. 😊
Are you going to rent a moving truck? 🚛
Typically, credit cards and most personal insurance policies do not cover damage to rental moving trucks, even if they cover damage to rental cars.
That's why it's a good idea to purchase a damage waiver from the company who rents you the moving truck.
If you damage it, you'll be charged not only for the repair costs but also for the loss of income while the truck is out of service. 😟
Keep in mind that insurance companies do NOT insure land.
Yet, some lenders require it. 😳
Ask a lender if they will require you to insure the land that your home sits on before you start your loan approval process.
The 2020 calendar is winding down. Let's touch base to make sure your life insurance policy and beneficiary information is up to date. Call me today!
Communicate safety to your teen driver.
Make sure they know that it takes thousands of bolts to build a car...but only one nut to destroy it. 💥
There is a reason why in driver’s training they don’t teach you how to text while driving or how to steer with your knee.
Make sure they know that.
Safety is a cheap and effective insurance policy, but, it can’t be the only one.
While it may be tempting to reduce coverage limits when adding a teen driver to your auto policy to offset the costs, it's not a good idea.
Except for Arizona and Hawaii, the end of daylight-saving time for 2020 will be this Sunday at 2 a.m.
Americans will push their clocks back and rejoice that they gain an hour of sleep. 💤
Well, maybe not this year.
No matter where you live, use this as one point in the year to make sure your smoke detector's batteries are working properly.
October is Fire Safety month! Did you know you should replace smoke alarms every 10 years? I can help you save 20% on one + free shipping: https://al.st/3iTDvtV
Want to pay for car insurance based on how much you drive? Give my agency a call at 703-773-7301 and ask about Milewise.
Some car insurance policies allow you to pay based on the number of miles you drive. Learn more about pay-per-mile insurance.
While Halloween might seem a little different this year, it will feature a spooky spectacle of skywatching with a rare second-in-the-month full moon, known as a blue moon. 🌕
This 2020 Halloween full moon will also be visible to the entire world for the first time since 1944. 👀
Even cooler, right?
But, if you miss it, you'll have to wait until 2039 to see another global full moon. 🌐
Here's wishing you and yours a safe Halloween! 🎃
High-rise shouldn’t mean high-rates. Call or message me to find out about available condo insurance discounts.
A disability from an illness or injury can affect an employee’s finances. I can help individuals and families protect their finances with Disability Insurance through Allstate Benefits. Contact my agency to see how at 703-773-7301.
A disability due to an illness or injury doesnt have to be financially devastating.
A skimmer is a card reader that is disguised to look like part of an ATM.
When you unknowingly slide your card into an ATM with a skimmer attached, it scans and stores all your information from the magnetic strip and captures your PIN from the keypad. 💳
The collected card data can be used to create a duplicate card which can then be used to make ATM cash withdrawals.
This is how a thief's ATM scanner can look.
💡Experts advise pulling on every ATM and gas station scanner you use. If the device comes off in your hands, you'll be glad you tested it!
Deer become very active in the fall. Here are some safe driving tips to help keep you safe on the road.
Deer season peaks from October through December. Stay alert and practice these safe driving tips to help avoid a deer-related accident.
In March, The Allstate Foundation funded the technology needed for The National Domestic Violence Hotline staff to safely working from home. This important gift ensured that The Hotline could continue offering 24-hour services to survivors during COVID-19.
As the nation continues to respond to the pandemic, The Allstate Foundation has remained committed to providing emergency relief and support to domestic violence survivors. Since the public health emergency has made it even more difficult for those experiencing domestic violence to flee their abuser...
🍫Why is chocolate toxic to dogs?
It contains theobromine and caffeine.
Both of which can speed up the heart rate of a dog's nervous system.
🎃 As we are heading towards Halloween, here's a reminder to keep it out of reach of your four-legged friends.
Over the years, you may have heard the term “10 and 2 driving”. 🚙
This is regarding the position in which you should hold your hands on the steering wheel.
This is typically described in terms of how your hands' placement relates to the numbers on a clock. ⏰
But, the technique for proper hand placement on the steering wheel has changed over the years.
NHTSA now recommends the placement known as “9 and 3”.
The 10 and 2 o’clock position is no longer recommended because it can be dangerous in vehicles with smaller steering wheels equipped with airbags.
Your world can change in an instant. Make sure your family is protected from life’s uncertainties with Allstate life insurance. Give me a call today.
Here's a common question.❓
"If someone hits my vehicle while it is parked, what can I do to protect myself?" 🚗
Hopefully, the person responsible left a note. Or there are security cameras 🎥 or witnesses 👀 of the incident.
But if you can't locate the person who caused the damage, it's your auto policy's collision coverage, which will likely cover the loss.
A deductible would apply here.
And, collision coverage is optional, so if you chose not to buy it, you would have to pay for repairs out of pocket.
Uninsured motorist property damage coverage could also pay for damage caused by hit-and-run drivers in states where this type of coverage is available.
If your insurer locates the responsible party for the damage and recovers some or all of the repair costs, you may get a refund of your collision deductible.
Side note: Only 12 percent of all reported hit-and-runs (2016 statistics) were solved, so ensuring you have the coverage to protect yourself makes sense.
🐶 Sure, dogs are considered by many as man's best friend, but that doesn't necessarily include the mailman.📫
In one incident, when a dog bit the mailman, causing an injury...👮
It was a renters insurance policy that paid out for his medical bills.
It's sometimes easy for people to think that they don't have enough "stuff" to justify carrying a renters policy.
Yet, it can protect you from more than you might realize.
Knowing the right questions to ask will help you make informed decisions to serve your best interest in the long-term.
As you look toward 2021 and beyond, now is a great time to review your finances to make sure you're on track to reach your goals. For a complimentary financial review, call me today.
As urban habitats continue to merge upon rural areas, there has been an increase in deer-car collisions.
There are over half a million incidents a year, with a significant number of fatalities.
Experts say it's usually best to brake firm and stay in your lane if you encounter a deer while driving down the road.
Here are some interesting facts that you may not know:
Supermarket apples can be a year old. 🍎
Sloths can hold their breath longer than dolphins can. 🐬
It’s impossible to hum while holding your nose. 👃
And property insurance policies don't automatically include flood insurance. 💦
Since floods ARE the most common and costly natural disaster AND 20% of the time, they occur in low-risk areas; we thought you would like to know!
The good news is that there's a separate flood policy available, and we can help you put it in place!
Are you ready to talk about it?
If you've had a package 📦 stolen, you're not alone.
Theft from porches and doorways is becoming an increasingly common problem across the U.S. 😨
According to a recent survey by the Illinois-based packing solutions company, Shorr Packaging Corp., nearly one in four adults in the United States report that they have had a package stolen.
If you suspect this has happened to you:
✳️ Check your bushes, garage, or other places where drivers may have left them.
✳️ Check with neighbors to verify that it wasn't delivered to the wrong address.
✳️ View home security footage if you have it.
✳️ Ask the seller of your item about their policy on stolen packages.
✳️ Contact your credit card company. Many offer purchase protection.
To prevent theft:
✳️ Accept deliveries in person.
✳️ Send packages to an alternative location such as an Amazon locker.
✳️ Use a video doorbell to alert you when a package is delivered.
✳️ If the item that you've ordered is expensive, insure it through the retailer.
If you have questions about how your homeowners or renters policy can help a situation like this, let's talk.
Help pass down a bright financial future to your loved ones. Call me to find out how Allstate life insurance can help.
1234 accounts for 10.7% of all pins, followed by 1111 and 0000.
Studies show that these three combinations together account for 18.6% of pins.
Perhaps it's time to create a PIN that's a bit more unique...
With such a significant emphasis on digital security these days, it could slip your mind that physical papers left in the trash can become a gold mine for identity thieves.
Here are the biggest culprits of documents that experts suggest shredding first:
✈️ Boarding passes - Shred them after you land: Your boarding pass contains your name, travel plans, and a barcode that can be deciphered.
🎫 Prescription labels - Whether it's stapled to the Rx bag or on the bottle, these labels typically list your name, the name and strength of the drug, and your pharmacist's name. Thieves can use this info to refill prescriptions or steal your identity.
📄 Receipts - Shred all receipts you don't save. Receipts from credit card purchases reveal the last digits of your card number and possibly your signature.
📑 Resumes - Resumes can provide crooks with your name, phone number, address, email address, employment past, and education history all on one convenient paper.
Once trash is off of your property, anyone can take it.
Your best defense to prevent identity theft is to avoid disposing of these documents in one piece.
📝 If you are one of our customers, you may be receiving a survey from our corporate offices via email anytime throughout the year.
We hope that you'll be able to grade us with a "10" which means that you're "completely satisfied" with our agency's service.
If you are unable to give us a 10 grade, please contact us.
You'll be given an option to enter the $500 drawing at the completion of the survey. 💰
Here are the complete contest details. 👇
Thank you for being the best part of our agency! 💛
Before you start dreaming of toasted marshmallows, here’s what else to consider about planning a fire pit.
Thinking about adding a fire pit to your backyard? Here are some important things to consider before you buy or build a fire pit.
About two years ago, Sheila launched a small side hustle dog-sitting for neighbors. 🐶
It was a profitable side gig that allowed her to earn extra cash in her spare time.
But one of the things she hadn't prepared for when budgeting her startup costs was insurance for her business.
She quickly found out it was necessary.
When she was pet-sitting a dog for a client, Sheila must not have closed the dog's crate all the way, and he escaped one night and destroyed the owner's expensive silk Oriental rug.
The owners took her to court, and she ended up owing them over $30,000. 😩
Because she didn't have insurance, she was on the hook for the replacement cost herself.
Unfortunately, Sheila's story isn't that uncommon. Many side hustlers run businesses without insurance, leaving them at risk if there's ever an accident or error.
Whether you're a freelance graphic designer, dog-sitter, baker, ride-share driver, or housekeeper, insurance can be an essential safeguard for your business.
You might think insurance is unnecessary because your gig is too small, or perhaps you work solely from home.
But, mistakes and accidents happen all the time in all industries.
In 2015, 👭 two Girl Scouts, Hailey and Kiley, went out on a mission to earn the Silver Award, one of the top awards given to Girl Scout Cadettes.
They sold t-shirts to raise funds for pet-sized oxygen masks to donate to their local fire department. 🚒
These small, round animal oxygen masks are made to fit snugly around a cat's face or a dog's snout.
Hailey and Kiley's efforts paid off in 2017, when a Bakersfield, California firefighter, removed a Shih Tzu's limp body from a burning home.🔥
One of the firemen volunteered to go back into the home to search for the 🐶dog, Jack after the owner described his favorite spot in the house.
As the firefighter laid Jack on the ground, he was lifeless, and his tongue was hanging out.
The pet oxygen mask was placed around Jack's snout. It was the first time the firefighter had ever used one.
Minutes later, a dizzy and confused dog opened his eyes, wobbling to his feet.
Jack spent a few days at the vet's office and made a full recovery.
Girl Scouts, Hailey and Kiley, earned their Silver Awards in August of 2017.
About 700 fires per year are caused by wild animals or pets, according to the National Fire Protection Association (NFPA). They recommend keeping pets away from stoves, candles, lamps, electrical cords, and space heaters.
Window screens and potted plants are just a few examples of items that could pose danger to your pet. Learn more.
Have a four-legged friend at home? Learn about household items that could be dangerous to your pet and tips to help keep them safe.
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As an Allstate Agent in Broadlands, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important - your family, home, car, boat and more.